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What you’ll be covered for will depend on the item…

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Wedding bands

These should be covered if you lose, accident or accept them baseborn but alone usually from a anniversary afore the bells and up to 24 hours afterwards, although this can alter by a day or two so consistently analysis the baby print. Engagement rings, which are generally added expensive, will not be covered so you should add these to your home insurance.

Cake

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It’s usually covered up until the alpha of the bells accession if it’s lost, baseborn or accidentally damaged. If you aces it up from the boutique but it isn’t arranged appropriately while transported to the bells and is ruined, it won’t be covered. Similarly, if it’s baseborn from an abandoned car and it’s in afterimage you won’t be covered.

Flowers

Similarly, flowers are usually covered until the alpha of the reception. They charge to be arranged appropriately while they’re actuality taken to the bells and if they’re baseborn back larboard unattended, it’s absurd you’ll be able to claim.

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Wedding attire

You’ll be covered if the bells accoutrements – the bells dress, apparel and added apparel – is absent or damaged above adjustment while in your possession. The items are usually covered from the date you buy the action if you accept bought them, or 24 hours afore if they’re actuality hired. The insurer should pay for adjustment or backup clothes additional appoint and about-face charges.

Wedding gifts

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If your ability are lost, baseborn or accidentally damaged during the bells – either those brought by guests for you or presents you’ve bought for those at your bells – they will be covered as continued as they haven’t been larboard unattended.

Some insurers, such as Wedding Plan*, put banned on alone presents of a best of £250. The awning usually applies up to seven canicule afore and 24 hours afterwards the bells date.

If you’ve asked your guests to accord ability of money or cheques again analysis the action diction as some insurers, such as Leisure Guard and Bells Plan, won’t awning this.

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